Worried About Running Out of Money in Retirement?
I've spent 15 years teaching financial advisors across America how to solve this exact problem. Now I'm helping Perry, Georgia families directly.
Serving Perry, Warner Robins, Macon & Central Georgia
Free Consultation | No Pressure Approach
Here's what I've learned training other advisors:
Most folks approaching retirement have the same worry: "Will my money last as long as I do?" This is the same for Central Georgia families as well.
​
After all, you've worked hard, saved what you could, and now you want to enjoy retirement without constantly checking your 401k balance every time the market drops. However, you're giving up the most valuable asset when you retire: your ability to earn a living. It can feel like an overwhelming task.
​
Here's the thing: there's a way to guarantee your retirement income that most people don't know about. I've been teaching other financial advisors these strategies for over a decade. Now I'm cutting out the middleman and working directly with families right here in Perry.
Think of it like this:
Instead of hoping your money lasts, you get a paycheck for life, guaranteed.
It's impossible to outlive your retirement income.
Serving Central Georgia Families
Our Retirement Planning Services
Fixed Indexed Annuities
Create guaranteed lifetime income that protects against market downturns while allowing for growth potential. Perfect for folks who want security AND upside.
-
Principal protection guarantee
-
Lifetime income riders
-
Income INCREASES over time
Life Insurance Strategies
Use life insurance for tax-free retirement income and legacy planning. These strategies can supplement your retirement while leaving something for your family.
-
Tax-free income in retirement
-
Death benefit protection
-
Flexible premium options
Long-Term Care Planning
Strategies that are guaranteed to last with no premium increases, no benefit decreases, and the freedom to stay in your home without having to ask your children for help.
-
Income replacement analysis
-
Tax-efficient strategies
-
Legacy planning
Tax Mitigation
If Congress raises taxes, your income could take a hit. We call this "Legislative Risk." At Crossroads Financial, we use strategies to help mitigate that risk, such as:
-
Tax-efficient Roth Conversions
-
Tax-free Long-Term Care protection
-
Legacy planning for uninsurable clients
Bottom line: I know this stuff inside and out because I've been the guy
teaching the teachers.
I'm a proud husband to Amy and dad to our daughter, Addy Kate. The Golden Rule is a guiding principle for our family and how I do business. My reputation isn't just talk on the internet – it's rooted right here in this community and backed by helping thousands of clients nationwide achieve a successful retirement.​​​​
How exactly do we figure out if this approach makes sense for your situation?
Step One: We Talk about your situation
No charge, no pressure. Just an honest conversation about where you are and where you want to be in retirement.
Step Two: I show you a blueprint of your solution
We'll look at a roadmap of a solution for you, typically on one page. No complicated binders or reports. We want to make sure the plan's goals align with yours.
Step Three: Education and Implementation
Once we have a solution that fits your needs, we will go through every step of your plan and answer all your questions so you can have the same confidence in it that we do. Once you're ready, we put the pieces in place.
Step Four: Ongoing monitoring
Once the plan is in place, that's just the beginning. We will meet annually, at the very least, to make sure your goals are still the same. If your needs change, we'll be right there to help make adjustments that fit your new goals.
Why work with someone local?
Here's what you get with a Perry-based advisor:
Talk to me. Meet with me.
No call centers.
No "Online Only" meetings.
Crossroads Financial is here, in person, and available to you when you need us. Our meetings end with a handshake (although hugs are available upon request).
I understand Central Georgia
I grew up in Perry and brought my family back here because this has always been home, even when we lived hours away. You'll see me at football games on Friday night or the butcher shop on Saturday morning.
We're in it together.
The real work begins once the plan is in place. Crossroads Financial is here every step of the way; not just TO your retirement, but THROUGH your retirement.
Get in touch with us
Questions about your retirement income, long-term care planning, or the legacy you want to leave? Maybe you have an old annuity, life insurance, or long-term care policy that needs a free review. Schedule your FREE consultation now.