Perry, Georgia

People don't care how much you know until they know how much you care.

Retirement should feel like relief, not worry. Let's make sure your money lasts as long as you do.

Let's Talk About Your Retirement
Crossroads Financial · Client process

The RU Framework.

Four phases. Two questions. We don't move forward until both have a yes.

Do you feel relief?

Do you understand what we've covered?

Reveal
Discover It

You talk. I listen.
We find the source of your concern together.

Reframe
Plan It

We turn your concern into confidence.

Unite
Do It

We take action to turn your plan into reality.

Uphold
Keep It

As long as you have "it,"
you have Kit.

See the difference for yourself
You're not alone in this

You've worked too hard to spend retirement worrying.

I sit across the table from people in Perry, Macon, and Warner Robins every week. And I hear the same thing over and over. Not "Do I have enough?" but "Will it last?"

You spent 30, 40 years filling that bucket. Now you need to figure out how to pour from it without it running dry. And you need to do it without giving away more than your fair share to taxes.

That worry is real. And you don't have to carry it alone.

How I help

Here's how I help.

Retirement isn't one decision. It's a handful of them, all working together.
Here's where we focus.

Retirement Income Planning

Making sure all your income sources work together to give you the best retirement possible.

Strategic Roth Conversions

Keeping more of what you earned, and less going to taxes.

Annuities

Guaranteed lifetime income you can count on, no matter what happens with the market.

Life Insurance

The best way to uphold Plan A in life is to make sure a good Plan B is in place.

Long-Term Care Planning

Taking the most common fear for retirees and turning it into an actionable plan, just in case.

Estate & Legacy Planning

Passing on what matters, not just what's in the account.

Kit Kitchens, Crossroads Financial
About Kit

I moved back here to give my family what I had growing up.

When I moved my family back home to Central Georgia, I started noticing something. The people who needed help the most weren't always the ones getting it. So I set out to fix that.

I'm Kit Kitchens. I grew up in Perry, graduated from the University of Georgia, and built my career in Atlanta. My wife and I made the move so our daughter could grow up the way I did, with a real sense of community.

For 15 years, financial advisors across the country called me when their clients needed help with annuities, life insurance, and long-term care. I was the expert behind the scenes. Over that time, it seemed like the families who needed help the most weren't the ones sitting across from the hundreds of advisors I helped. So I came out from behind the curtain to do that work myself, starting right here at home.

I believe everybody deserves a straight, honest conversation about their future, whether they feel rich enough to ask for one or not. Let's start with you.

Perry, Georgia

Living here.
Serving here.

I live ten minutes from my office. My family worships here, my daughter is growing up here, and I run into clients at the grocery store and the ball field. When you work with Crossroads Financial, you're working with a neighbor who will still be here for you year after year.

You don't need a certain amount of money to deserve good advice.

A lot of people assume financial advisors won't see them unless they have a big portfolio.
That's not how I work.

Crossroads Financial's business model is to only make money when the job is finished, and that job isn't complete until a plan is in place that works for you.

If you've been working toward retirement and you want to actually enjoy it without the worry, then we should talk. At the very least, you'll walk away knowing more about your situation than when you came in.

Schedule a 15-Minute Chat